Category: Press

Virginia Legislature to Decide on Medicaid Expansion

 

ARLINGTON, Va. — The patient had been managing his high blood pressure with medicine prescribed by his doctor until he lost his job and his insurance. As a childless adult, he did not qualify for Medicaid under Virginia's formula, so he cut his medications in half to extend his supply.

What happened next is one example of why the legislature's upcoming vote on revising Medicaid qualifications matters so much to so many.

The patient “had a severe headache and was taken to the emergency room,” said Dr. Basim Khan. “He had suffered a stroke." The stroke left him paralyzed, thereby qualifying him for Medicaid. The state is now picking up half of his Medicaid tab.

Khan, a physician at Alexandria's Neighborhood Health Services, Inc. a clinic in Arlington, VA, said he sees many cases like this–people who make just enough money to be above Virginia's threshold to trigger Medicaid assistance, but not enough to afford health care insurance.

Khan says his clinic serves 13,000 patients a year, 80 percent of whom are uninsured. Another 150,000 uninsured patients attend clinics in nearby counties.

"By and large, these patients are the working poor. They work low-wage jobs, driving taxis, working in restaurants or fast food chains, working in department stores or other small businesses. They make a little bit of money but they don't get insurance and they certainly don't have the money to purchase it," Khan said.

Latino Virginians top the list of the state's uninsured, according to Deshundra Jefferson of Virginia New Majority. Although they represent only 8 percent of the state's population, Latinos represent 33 percent of its uninsured, followed by African and Asian Americans, each at 17 percent, and European Americans at 11 percent.

Jefferson and Khan argued the case for expanding Virginia's Medicaid formula at a recent convening of ethnic media hosted by the Virginia Interfaith Center for Public Policy. Estimates are that Medicaid expansion could put health care within reach of 400,000 uninsured Virginians.

Revising the Medicaid formula is now part of a larger partisan debate in the state legislature over multiple issues, including increased transportation funding and automatic restoration of voting rights for non-violent ex-felons.

The partisan vote count on Medicaid is shifting towards expansion but timing is crucial. The legislative session ends on Feb. 22. A few of the 20 Republican senators, including the influential Senate Finance chair, joined 20 Democrats to craft a bi-partisan budget amendment that passed Medicaid expansion by voice vote. The state's lieutenant governor, a Republican, also supports the expansion.

The newly proposed Senate budget would require Virginia to put in an initial $1.1 billion into next year's budget but get reimbursed by the federal government under the Affordable Care Act. The state would still have to cover $137 million in administrative costs spread over the next 10 years. Marco Grimaldo, CEO and president of the Virginia Interfaith Center for Public Policy, says the benefits Medicaid expansion would bring to the state are compelling — including making health insurance available to the elderly, disabled and childless couples like the stroke victim.

"Virginia is stingy when it comes to helping low income people with Medicaid," says Grimaldo. Only six states have a more restrictive Medicaid formula according to data from the Kaiser Family Foundation.

Most of those who will benefit from Medicaid expansion in Virginia earn between 30 percent and 100 percent of the Federal Poverty Level (FPL). The FPL takes into account family size. For example, in Virginia, if the adults in a family of three collectively gross $5,800 a year, or just slightly more than 30 percent of FPL, the family is ineligible for Medicaid assistance. Up to a yearly gross income of $19,090, or 100 percent of FPL for a family of three, the state would still not provide Medicaid assistance.

If Virginia opts in for Medicaid expansion now, the federal government will pick up the full costs of covering those in the gap for three years, from 2014 through 2016. Thereafter, the state will never pay more than 10 percent of those costs, "a very good deal for Virginians," Grimaldo notes.

The governor had stripped the $1.1 billion out of his submitted budget, so Medicaid expansion advocates like Grimaldo, Khan and Jefferson are urging the entire legislature to restore those funds as the Senate has done. If it does, the governor could veto the budget, requiring another legislative vote to override.

Grimaldo is optimistic. "On really key votes on certain occasions," he says,"we have seen bipartisan agreement."

 

New America Media, Video, Article: Khalil Abdullah / Video: Min LeePosted: Feb 15, 2013

VCV’s Star Staff!

Kathy May and Erin Steigleder recently had the opportunity to talk about VCV's work on Delegate Ken Plum's cable news show, Virginia Report". We appreciate the invitation, Delegate Plum!

 

Medicaid Should Matter to all Middle-Class Families

The Richmond Times-Dispatch - Monday, November 12, 2012

BY KATHY MAY

Worrying about Medicaid cuts keeps me awake at night.

I live in Fairfax County, Va., one of the wealthiest counties in the nation. My family’s income is one-third higher than the median family income in the county. My husband and I live comfortably and have built a decent nest egg for retirement. We are well-educated, hard-working Americans who are proud of what we have accomplished. Yet, the thought of cuts to Medicaid terrifies me.

Like many Americans of my generation, I am sandwiched between caring for a parent and a child.

My 76-year-old mother has dementia and requires daily nursing care. For over two years, she lived in an assisted living facility, paid for with the savings that took her and my dad a lifetime to build. Last month, because her needs have increased, she moved into a nursing home and will deplete her assets in approximately six months. We are lucky Medicaid covers the cost of her future care — around $80,000 per year — because my husband and I cannot afford to foot the bill.

That is not the only reason we are grateful for Medicaid. Our son, Sam, was born with Fragile X Syndrome resulting in autism spectrum, behavioral and intellectual disabilities. He requires more support, care and intervention than most children. While many young adults are graduating from college, starting jobs, and moving into their own homes, at 23, Sam depends on support from others to maximize his potential and live a full life. Until recently, we still planned “play dates,” scheduled all of his doctors’ appointments, controlled and monitored his finances, helped with his personal and self-care, supervised his medications, managed his behavioral outbursts, and ensured his safety throughout each day. I worked part-time at flexible jobs that allowed me to work from home, and passed over opportunities for advancement so I could be available to support Sam.

We worked hard to give Sam every advantage. On top of lost wages and reduced savings from me not working full-time, we have spent nearly $100,000 over his lifetime on summer camps for children with special needs, speech therapy, occupational therapy and visits to medical specialists.

After waiting for many years, Sam recently qualified for a Medicaid waiver. This means we can now utilize support that will be there for Sam beyond the time that my husband and I can provide everything he needs. It is not easy letting go and allowing others to manage his life. But this new funding is an opportunity for all of us.

Thanks to Medicaid, Sam has a supervisor who provides the support he needs to work at a community-based job. He is making friends and earning a small amount of money. Sam is living on his own in a group home where he is learning that he can rely on others to guide him through life and can survive without his parents. He is learning important skills and is a contributing member of the household.

Sam’s newfound independence has given my husband and me a bit more freedom. I am able to work full-time and focus on my job and saving for our own retirement. My husband and I will even be able to spend a weekend away alone to celebrate our wedding anniversary!

None of it would be possible without Medicaid. The average cost of the type of help Sam receives is about $95,000 per year, more than any middle-class family could afford over the lifetime of an adult child.

In many ways, my story is not unique. I struggle with my mother’s declining health. I am both proud that my son is on his own and worried about protecting him from the challenges of the world. Like lots of parents, I am dealing with our empty nest and trying to hold myself back from dropping in on Sam too often.

In my community, my family is not alone in relying on Medicaid. I have a large circle of friends and acquaintances who do as well. Some of them are doctors, lobbyists, lawyers, and business owners. They are your neighbors and friends.

Medicaid makes it possible for adults with disabilities and their families to live a life in the community — a life like yours. All of us are one curve ball away from needing Medicaid too. Losing a job with health care benefits, giving birth to a child with a genetic blip, or suffering a brain injury in a car accident are just some examples of events that can swiftly change the course of a life.

Medicaid touches the lives of so many American families — a fact which many politicians too often forget.

The thought that Medicaid won’t be there should keep all of us awake at night.

 

 

 

 

 

 

What’s in the Affordable Care Act for Virginia’s Older Adults?

Written by Kathy May and Posted on the Valley Program for Aging Services online newsletter website: May 10, 2012

Over the last couple of years, much of the public debate around health care served to raise the anxiety of seniors who worried that health care reform would involve dramatic cuts in services, limit personal choice of doctors, or create barriers to getting the care that seniors need. But nothing like that has happened and, as it turns out, a great many of the provisions of the Affordable Care Act (ACA) greatly benefit Virginia’s senior citizens.

Lower Cost Prescription Drugs
In the past, Virginia’s seniors were responsible for paying all Medicare prescription drug costs between $2,830 and $6,440 in a year. This gap is called the “doughnut hole”.  Because of the ACA, in 2011 seniors received a 50 percent discount on their brand-name drugs while in the “doughnut hole.” From 2012 – 2019, the drug discounts increase annually so that by 2020, the Medicare “doughnut hole” closes and seniors will pay no more than 25 percent for their prescriptions. Already, more than 114,000 of Virginia’s seniors have saved over $73 million in brand-name prescription drug costs – an average savings of more than $600 per senior – all thanks to the ACA.

Better Preventive Care
Under the ACA, new insurance plans and Medicare will offer preventive care, including screenings for conditions like colorectal and breast cancer and access to an annual wellness visit – all without a co-pay or co-insurance and no deductible to meet. These screenings and checkups catch problems early when treatments are most helpful. Nearly 840,000 Virginia seniors with Medicare have received free preventive services thanks to health reform.

Early Retirees Access to Health Insurance
Retired employees over the age of 55 who do not yet qualify for Medicare may be able to get health care coverage through the Early Retiree Reinsurance Program. This program reimburses businesses for 80 percent of the yearly cost between $15,000 and $90,000 per retiree.  Approximately 140 businesses, other employers and unions in Virginia are using this program to provide health insurance. The program will fade out in 2014 when Health Benefits Exchanges developed in each state will provide a marketplace where consumers can purchase affordable, high-quality insurance on their own.

Other Medicare Benefits Will Stay the Same
The health care law strengthens Medicare by protecting and improving your guaranteed benefits for hospital stays and doctor visits. These Medicare benefits that seniors receive will stay exactly the same. Nothing will be reduced or taken away. You can choose your own doctor or continue to see your current doctors.

Protecting Medicare
The ACA cracks down on waste, fraud and inefficiency in Medicare. The law also has a number of provisions designed to reduce Medicare spending long term. Reforms include payment options focused on health outcomes instead of health procedures. This transitions the provider reimbursement system from paying for quantity to paying for quality.

 

Sorority Hosts Health Insurance Forum

What's Your Problem? Health Insurance - The Hampton Roads Show - March 28, 2012

Cheryl Tan

What's Your Problem? Health insurance: wavy.com

VIRGINIA BEACH, Va. (WAVY) –  A free event this Saturday will help answer questions you may have about health insurance and healthcare reform. 

The event is hosted by the Chesapeake-Virginia Beach Alumnae Chapter of the Delta Sigma Theta Sorority.

The Health Care forum is scheduled for Saturday, March 31, 2012 at the Kempsville Public Library in Virginia Beach.  It runs from 11 a.m. to 1 p.m.  It is free and open to the public.